Under current legislation a Director or Officer of a company can be held personally liable for their actions. Although your company has limited liability you have unlimited personal liability. All your personal assets are at risk, everything you have ever worked for in the past, your home, savings, investments and car could all be taken away from you because of a seemingly small error of judgement. Cover is available to protect Directors and Officers, including their personal property, and the company against claims from other parties such as shareholders, financial institutions, clients, suppliers and employees alleging wrongful acts or failure to carry out their duties.
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